Learn About Invoice Factoring
Who We Help
So, What Exactly Is Invoice Factoring?
Simply put, we pay you today for what your clients owe you in the future.
We are not a bank, and this is not a loan. Once we agree to your client’s credit “risk worthiness”, we pay you right away (often times the very same day) and we collect from your client when their bill is due.
Major Benefits of Factoring your invoices
01
Smart
Factoring allows businesses to optimize cash flow by turning unpaid invoices into immediate working capital, reducing financial strain. It’s a strategic way to avoid debt and leverage existing assets for growth. Companies can use the funds for payroll, inventory, or other pressing needs.
02
Simple
The process is straightforward: businesses sell invoices, receive a percentage upfront, and get the remaining balance (minus fees) when the customer pays. It eliminates the need for lengthy loan approvals. Clear terms and minimal documentation make it accessible to most businesses.
03
Fast
Factoring provides rapid access to cash, often within 24–48 hours of submitting invoices. This speed helps businesses address urgent expenses or seize time-sensitive opportunities. Unlike traditional financing, there’s no waiting for lengthy credit checks or loan approvals.
04
Easy
With minimal eligibility requirements, invoice factoring is accessible to businesses of all sizes, including those with limited credit history. The factoring company often handles collections, reducing the administrative burden. This frees up time and resources for companies to focus on core operations.
Why Wait? Get Started Today
More reasons
Business Solutions
Factoring makes it easy for you to immediately get the capital you need for operating expenses. Here are some more reasons why factoring may just be the best solution for your business:
- Eliminate your worries about working capital
- No reserves on most accounts
- Same day funding
- Instant credit information
- No collection effort on your part
- No hidden fees – all fees are outlined in our contract
- Local company with local employees
- Se habla Espanol
- Personal Red Carpet treatment
- Flexibility not afforded if you carry your own receivables
More reasons
Easier than a Loan
It is much more simple than going to a bank and hoping they will extend credit for your needs. With Factoring, once we accept the invoice and advance your funds, we take over the mailing of the invoice and advance your funds, we take over the mailing of the invoice and collection of the receivables. There are no hidden fees, no monthly payments, and there is no time-consuming approval process.
Your only risk comes if Dorado does NOT collect the invoice, or is incurring obstacles in the collection of the invoice(s). Then, and only then, do you become involved in the collection process.
Factoring involves the transfer of ownership of your accounts receivable, rather than a conventional loan.
How It Works
4 Easy Steps
STEP ONE
STEP THREE
You Get Paid - We Send Your Invoice
Once approved, we will advance a percentage (usually 80-95% depending on industry) of the invoice value, providing immediate working capital.
STEP TWO
We review and verify the invoices, ensuring they are legitimate and that the customers are creditworthy.
STEP FOUR
Dorado Is Paid Back By Your Customer
Your customer pays the invoice directly to the Dorado, and once the payment is received, Dorado releases the remaining balance to the you, minus a small factoring fee.
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Talk with us directly and feel confident moving forward in your business.
Dorado Finance Ltd.
Factoring invoices helps clients save time by allowing them to quickly access cash flow, without waiting for lengthy payment cycles, enabling them to focus on business growth and operations